Disclaimer

Past performance does not guarantee future results.

All financial decisions carry inherent risks and individual circumstances may significantly affect outcomes.

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on this website.

Results may vary based on individual circumstances, market conditions, and personal commitment to implementing suggested strategies. Our consultations are designed to provide guidance and insights, but the ultimate responsibility for financial decisions rests with each individual client.

Information Accuracy and Currency

We endeavor to keep the information on this website current and accurate. However, financial markets, regulations, and economic conditions change rapidly, which may affect the relevance of certain information presented.

  • • Market data and financial figures may not reflect real-time conditions
  • • Regulatory changes may impact the applicability of certain strategies
  • • Economic forecasts are based on current analysis and historical trends
  • • Individual results will vary based on personal circumstances and market timing

Limitation of Liability

To the fullest extent permitted by applicable law, cohanalderoriel and its affiliates, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services.

We specifically disclaim liability for any financial losses, investment decisions, or economic consequences resulting from the use of information provided through our website or consultations.

This includes, but is not limited to, losses from market volatility, regulatory changes, economic downturns, or personal financial decisions made independently of our guidance.

Financial Services Disclaimer

Our financial planning services are consultative in nature and focus on providing insights and guidance rather than specific investment recommendations or guarantees of financial outcomes.

  • • We do not guarantee specific returns or financial outcomes
  • • All financial strategies carry inherent risks and potential for loss
  • • Market conditions can significantly impact the effectiveness of any financial plan
  • • Individual circumstances and risk tolerance vary significantly among clients

Individual results may vary based on personal circumstances, market conditions, and implementation of suggested strategies.

Professional Advice Recommendation

The information and guidance provided through our services should not replace consultation with qualified financial professionals, tax advisors, or legal counsel when making significant financial decisions.

We strongly recommend seeking independent professional advice before implementing any major financial strategies or making substantial financial commitments.

External Links and Third-Party Content

Our website may contain links to external websites or reference third-party information sources. These links are provided for convenience and informational purposes only.

We do not endorse, control, or assume responsibility for the content, accuracy, or practices of external websites or third-party information sources.

User Indemnification

By using our website and services, you agree to indemnify and hold harmless cohanalderoriel, its employees, and affiliates from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Governing Law and Jurisdiction

This disclaimer and your use of our website are governed by the laws of Australia, and any disputes shall be subject to the jurisdiction of Australian courts.

Regional Legal Variations

  • • For users in European Union countries, this disclaimer is subject to applicable EU consumer protection laws and GDPR requirements.
  • • Users in the United States are subject to applicable federal and state consumer protection laws.
  • • Users in the United Kingdom are protected by applicable UK financial services regulations and consumer protection laws.
  • • Users in other jurisdictions are subject to their local consumer protection and financial services regulations.

Where local laws provide greater consumer protections, those laws shall take precedence over conflicting provisions in this disclaimer.

No Warranties

We provide our website and services on an "as is" and "as available" basis without any warranties of any kind, whether express or implied.

WE SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to our website, and continued use of our services constitutes acceptance of the revised disclaimer.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

Contact Information for Disclaimer Queries

If you have questions about this disclaimer or need clarification on any provisions, please contact us using the information provided below.

cohanalderoriel

127 Collins Street, Melbourne VIC 3000

Email: contact@cohanalderoriel.com

Phone: +61 2 7513 1909

Last updated: September 26, 2025

Licensed by ASIC AFSL 847329: Licensed by ASIC AFSL 847329